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How Recreation Insurance Covers Liability for Accidents

How Recreation Insurance Covers Liability for Accidents

July 11, 2025

Recreational activities such as ATV riding, boating, jet skiing, and snowmobiling are fun ways to explore the outdoors, but they also come with inherent risks. Accidents involving recreational vehicles can result in significant financial liabilities, […]

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What’s the Difference Between Market Value and Replacement Cost in Home Insurance

What’s the Difference Between Market Value and Replacement Cost in Home Insurance?

July 4, 2025

When choosing homeowners insurance, understanding how your property is valued is critical. Two key terms you’ll encounter are market value and replacement cost, which represent different approaches to determining your home’s value and the amount […]

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Do Freelancers Need Business Insurance

Do Freelancers Need Business Insurance?

June 20, 2025

Freelancing offers flexibility and freedom, but it also comes with unique risks. Whether you’re a graphic designer, writer, consultant, or photographer, you face potential liabilities and challenges that could affect your finances and reputation. Many […]

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4 Smart Ways to Bundle Business Insurance Policies

4 Smart Ways to Bundle Business Insurance Policies

June 13, 2025

Running a business comes with risks, from property damage to liability claims. To safeguard your operations and assets, business insurance is essential. However, purchasing multiple policies separately can be time-consuming and costly. That’s where bundling […]

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Do You Need Special Home Insurance for High-Value Items

Do You Need Special Home Insurance for High-Value Items?

June 6, 2025

Your home is more than just a place to live—it’s a repository for your most valuable belongings, from jewelry and art to electronics and collectibles. While a standard homeowners insurance policy provides coverage for personal […]

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Small Business Owners How to Save on Insurance for Employee Benefits

Small Business Owners: How to Save on Insurance for Employee Benefits

May 30, 2025

Providing employee benefits, such as health insurance and other perks, is essential for attracting and retaining top talent. However, for small business owners, the cost of offering competitive benefits can quickly add up, straining tight […]

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How to Protect Your Home and Save on Insurance Before Storm Season

How to Protect Your Home and Save on Insurance Before Storm Season

May 23, 2025

Storm season brings the potential for high winds, heavy rain, hail, and other severe weather events that can damage your home and disrupt your life. Preparing your home ahead of storm season is not only […]

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Insurance Tips for Renting an ATV or Jet Ski

Insurance Tips for Renting an ATV or Jet Ski

May 16, 2025

Renting an ATV or jet ski can add excitement and adventure to your vacation or weekend getaway. However, while these vehicles promise fun, they also come with risks. Accidents can happen, and understanding how insurance […]

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Understanding Wind Damage Coverage in Your Homeowners Insurance

Understanding Wind Damage Coverage in Your Homeowners Insurance

May 9, 2025

Wind damage is one of the most common causes of property damage in the United States. From minor gusts that dislodge shingles to powerful hurricanes that wreak havoc, wind can significantly impact your home’s structure […]

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Top 3 Tips for First-Time Car Owners Shopping for Insurance

Top 3 Tips for First-Time Car Owners Shopping for Insurance

April 25, 2025

Becoming a car owner for the first time is an exciting milestone, but it also comes with responsibilities—one of the most important being securing car insurance. Navigating the insurance world can feel overwhelming, especially with […]

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